My advice is to always contribute the maximum amount to your plan. For young workers starting out, if you company has a matching amount you should contribute enough to get the match. So for example, if they will contribute 3% if you contribute 3%, then co

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My advice is to always contribute the maximum amount to your plan. For young workers starting out, if you company has a matching amount you should contribute enough to get the match. So for example, if they will contribute 3% if you contribute 3%, then contribute at least 3%. This is 100% return on your investment. Then as you receive a raise, contribute another 1% or more per year until you reach the maximum allowed.

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